There is something we have all done, every day, without even thinking about it. You turn a knob and clear, cool water comes pouring out. It's in the shower every morning that wakes you up. It's that glass of water you drink at the kitchen sink. It's the bath you fill up for your children. It's the clean clothes you take out of the washing machine. And we trust it completely. It is case and point for what your home is built around, just like the roof that goes on top.
But what if that trust is a little misplaced? What if what flows through your pipes may be "technically" safe according to your town, but has hidden passengers that impact everything from your skin and hair, to shortening the lifespan of your appliances?
This is the "quietly convincing" case for whole house water filtration system. It is not just another appliance it is part of your home's integrated plumbing system. A silent guardian that protects your family from a potentially large spectrum of irritants, toxins and nuisances. It is the difference between having water and having good water from every single tap in your home. Let's shed some light on what is actually in your water and how whole house systems can change your daily life.
You probably have seen the pitcher in the fridge or that one filter on the kitchen faucet. These are point-of-use systems, and they serve their purpose well. They are for a specific use, like drinking water or cooking. But they only touch on a small amount of your overall water usage.
Consider this: You use this water when you take a shower, when you wash your face, and when you wash dishes, as well as when you do laundry. Your washing machine or dishwasher is utilizing this same untreated water.
A whole-house system, or point-of-entry system, is installed as the main water line comes into your home. It treats all this water, at the source, before it has a chance to branch off to your hot water heater, your bathrooms, or kitchen sink. By treating the water where it first enters the home and centralizing treatment, all the water in the house is filtered before use. This approach allows for comprehensive benefits throughout the home.
Think about stepping in for a shower and the water feels inherently softer, soap is lathering, and rinse doesn't leave behind a filmy residue on your skin or glass shower doors. Consider towels that remain fluffier or dark clothes that retain their color because the minerals or chlorine in the supply water weren't depositing and breaking down fabrics over time. Appliances, those that cost thousands of dollars, that last longer, run more efficiently and have reduced or no scale because the supply water is mineral free. This all-encompassing benefit is a whole-house filter.
To appreciate the value of a filter, we first have to understand what we are filtering. The United States has one of the most dependable public water systems available worldwide. The Environmental Protection Agency (EPA) regulates more than 90 contaminants in drinking water, but "legal" does not equal "ideal." In addition, while the water provided to your home is treated and tested at the water treatment plant, the journey the water takes from the plant to your faucet can cause its own complications. If you have a private well on your property, you are now your own water quality control officer and are completely responsible for what emerges from your tap.
In the context of this story, the main characters we have to familiarize ourselves with are:
Chlorine is the workhorse of municipal water treatment; it is very successful at killing harmful bacteria and pathogens in the water. For that, we should be grateful. However, its role does not end at the treatment plant. It follows the water along the infiltration of miles of pipes into your home and serves as a residual disinfectant.
The downside is that the distinctive swimming pool odor is a chemical, not just an aroma, and chlorine can be drying to your skin and hair (worsening eczema) and brittle to your hair. When you take a hot shower, the chlorine evaporates into a vapor and you breathe it in, which can irritate respiratory systems in some individuals. Chlorine also reacts with organic matter in water to create disinfection byproducts (DBPs), which are regulated contaminants as well.
Sediment is the grit. The rust, silt, sand, and dirt that come suspended in water may originate from old city pipes, disturbances to soil from construction, or even from your own home's plumbing. While sediment is often harmless from a health standpoint, it is abrasive and may wear out the washing seals in your appliances, plug aerators on your faucets, and cloud your water.
If you've ever seen that white, crusty scale on your showerheads, or if you've tried to get soap into a good lather, you have already become acquainted with hard water. As ISU geologists and hydrologists note, as geologically dispersed water seeps through soil and rock, it dissolves trace amounts of minerals. At moderate levels, these aren't a healthy concern; many people would even argue that they are beneficial dietary minerals. But for your house, they persistently cause nuisances.
Scale buildup in the inside of pipes decreases water pressure and efficiency. In a water heater, it acts like an insulator and forces the appliance to work harder, and use more energy, representing a hit to your utility bill. Scale also causes spotting of dishes and glassware, and contributes to laundry feeling stiff and scratchy.
Lead, copper, and manganese could leach into your water, especially in homes with older plumbing. The tragedy in Flint, Michigan, raised national awareness of lead risk, and while we know that low levels of lead are a neurotoxin, lead is particularly dangerous to children. Modern pipes are lead-free, but many homes developed prior still have lead solder that connects different copper pipes, or even lead service lines that connect their house to the main city line.
This is a general category that includes pesticides, herbicides, and industrial chemicals which can accumulate and seep into groundwater sources. Although municipal treatment is designed to get rid of these substances, effectiveness varies, and the well water is most vulnerable.
In some areas, and especially with well water, hydrogen sulfide can be an issue. It's the culprit that delivers that unmistakable "rotten egg" smell to your water and makes every shower and glass of water seem unappetizing.
Understanding what combination of these elements is present in your water is the most important first step. That's no easy feat, but every home is different. The solution for a daylight home in the limestone-heavy, hard water areas of the Southwest is going to be different than if you live closer to the Northeast and deal with organic matter and chlorine byproducts.
Before you start looking at filter systems, you need to become a bit of a water detective. This should not solely be a guessing game; this experience needs to be backed up by evidence.
Start with your water provider. Every utility company is required to send out an annual Consumer Confidence Report, or CCR that will often show up on their website. This report will list the measured amounts of the detected contaminants alongside the established levels from the EPA's drinking water standards. Lastly, this is an excellent high-level look into the water you are using, but always keep in mind that this merely shows you the water quality of the water when it departed the treatment plant and does not account for any contaminants obtained from entering your home.
Another option to get an immediate check would be to use your own senses. For instance, do you smell or taste something distinct in the water, such as chlorine or eggs? Do you notice red-brown stains on your fixtures (meaning iron is present) or white chalky deposits (hardened)? Have you noticed tiny particles in a glass of water after letting it sit?
The most definitive answer particularly if you have your own private well is to do a professional water test. Consider investing in a professional water test as the definitive answer. You can order kits to send to an accredited laboratory. The laboratory will be able to detail everything about what contaminants are your water, with detail down to the parts per billion. This report will represent a roadmap for determining what contaminants to treat and not wastes your money on any system that does not solve a problem that you have.
A whole-house system is typically a series of tanks usually, 2, or 3, of them connected in the order right after the main shut-off valve. Each tank will have a certain media designed to capture or change specific contaminants. So, let's walk through the most common stages.
This is the bouncer at the door. It's purpose is simple but very important, to filter out all the physical grit—sand, rust—silt. It's usually a pleated polyester or string wound filter media and the filter will remove contaminants as small as 5 microns in particulates (less than you can see with your human eye). If the sediment filter can capture that initial grit it avoids getting all the more technical and expensive filters in the subsequent tanks keep getting clogged and worn down prematurely.
This is where then the "heavy lifting" is made to capture contamination/removal. The most common technology is a large tank that is filled with Activated Carbon which is the de facto technology here. Visualize carbon as a miniature sponge with an inherently vast surface area featuring holes and curls. When water passes through the carbon bed, the chemical pollutants (chlorine, VOCs, herbicides, etc.) are adsorbed (meaning they stick to the carbon, as opposed to just passing through) onto the carbon. This is why carbon is very good at filtering out chlorine, which creates interesting tastes and smells and can affect your skin.
You may have a different or additional point for more complicated issues. An Iron Filter, for example, uses a specialized media (either manganese greensand or Birm) that oxidizes and filters out dissolved iron and manganese, therefore eliminating rust stains not found in any other water.
One, it is worth clarifying that a traditional water softener is not a filter in the same definition as above and they don't remove contaminants they exchange them. Water softeners use what is known as ion exchange, meaning they exchange calcium and magnesium ions, hardness minerals, for sodium or potassium ions. This goes a long way in solving the scale issue, protecting pipe and appliances efficiency, and creates a slippery, soft feel to the water. It does, however, create sodium, which is a health consideration in very strict sodium avoidance cases. As such, some soften only the hot water lines or remove or bypass the kitchen cold tap that is typically used for drinking.
For individuals who want the best purity available, or for homes with specific serious contaminants such as arsenic, nitrates, or high lead levels, a third stage may be added: Reverse Osmosis (RO). Although they are most commonly found as point-of-use systems under your kitchen sink, whole-house RO systems do exist. RO systems use very high pressure to force water through a semi-permeable membrane that will reject up to 99% of all dissolved solids. These systems, however, are very pricey, waste quite a bit of water in the process, and require a decent amount of maintenance. For the vast majority of city water cases, though, a sediment-carbon combination is quite adequate.
Here's something most installation manuals don't tell you: where you live matters a whole lot. I learned this lesson the hard way when I moved from Seattle to Phoenix and found that everything I believed about water quality was completely inadequate for the desert Southwest. The geography and geology below your feet is the basis for everything about your water.
In the Great Plains states—Kansas, Nebraska, Oklahoma—agricultural runoff is still an issue. Nitrates from fertilizers are a stubborn contaminant, mainly in rural areas that have a private well. These chemicals do not smell, they do not taste funny, and they do not stain; however, they very dangerous to infants and pregnant women. There is a good chance that your standard carbon filter does not touch nitrates. You will need either a specialized anion exchange resin or a reverse osmosis system.
If you are in the limestone belt that runs through Texas, Kentucky, Tennessee, and parts of Florida, hardness is your enemy. We are talking water that can measure 15 grains per gallon or higher! At that level, you are not just dealing with spots on your glassware; you are shortening the life of every water-using appliance you own by years. My brother-in-law in San Antonio changes his water heater every 7 years like clockwork because he doesn't want to invest in a softener. In the meantime, his neighbor who does have a properly sized softener is still running the same unit after 15 years.
The industrial Northeast and Midwest—Pennsylvania, Ohio, Michigan—face a different beast altogether. You may be faced with legacy contamination from decades of manufacturing. You may have lead from old service line plumbing, copper from aging infrastructure, or even more exotic contaminants depending on your proximity to old factory sites. Historically, Pittsburgh's water has had lead levels above the EPA maximum for older neighborhoods. If your house was built prior to 1986, you should be testing for lead on purpose. If it shows up you need either a whole-house carbon filtration system with a lead specific molded certification, or a point-of-use reverse osmosis system for the drinking water supply.
The Pacific Northwest has particularly clean source water, as those mountain snowmelt source waters are about as pure as nature's waters come. But the treatment process adds chlorine and sometimes chloramine (chlorine bonded with ammonia, which is more stable but harder to remove). If you've moved from the East Coast to Portland or Seattle and wondered why your skin suddenly feels better, the naturally softer water is part of the reason. But you'll still want that carbon filter to strip out the treatment chemicals.
Then there's the unique challenge of coastal areas. If you live in South Florida, the Carolinas, or coastal Louisiana, you might experience some saltwater intrusion during storms or seasonal high tides, especially if you're on a shallow well. Salt is more than just taste; it will corrode every metal object it touches. A standard softener will not work, because you are not dealing with hardness minerals, you're dealing with sodium chloride. You will either need a deep well or an RO system that surpasses the salt water interface.
Let me tell you about a conversation I had with a water treatment specialist in Denver. She told me that more than half of the municipal systems they work with have switched from chlorine to chloramine in the past ten years, and that most homeowners don't have a clue what this means for their filtration strategy.
Chloramine is more aggressive and more stable than your standard chlorine. Water municipalities like it because it does not decompose as quickly as chlorine and remains a disinfectant until it reaches a homeowner's tap. This stability is what makes it that much more difficult to eliminate. A carbon filter that would remove chlorine in one pass will only reduce chloramines by 50-60% in one contact. Catalytic carbon, which is a processed version of activated carbon, is required. You will also need a lot more contact time. That means either considerably more contact time, larger tank, or slower flow rate through the system.
Here is the twist, if you have fish, you most likely already know about chloramines. Chloramine is toxic to fish and needs to be removed completely from Aquarium water. The carbon filter that protects your skin and hair is helping your goldfish too.
If your town uses chloramine and you buy a system rated only for chlorine, you might be wondering why you can still smell and taste the chemical even with a filter. Call your water utility and ask: "Do you use chlorine or chloramine to disinfect?" It really is a 30-second question that should dictate your entire buying decision. If it's chloramine, contract a system that is rated for chloramine and you should plan on replacing the carbon media more frequently, say every 18 months instead of every three years.
The upfront cost of a whole-house system really tells you very little about the actual ownership cost. I have experienced too many homeowners get excited about finding a "$1,200 complete system" online only to discover the annual maintenance of their purchase exceeds the annual maintenance of the $2,500 system with a much longer maintenance cycle.
Water softeners are fairly well known to have the same dynamic of very low install costs and continued higher maintenance costs as they require salt. A water softener might cost between $800 and $2,000 to purchase depending on size and other features, but then there is the salt cost. A family will use 40-50 pounds of salt in a month. So around $6 for a 40-pound bag you are still looking at $72-$90 total costs annually. That's just a starting point. If your municipality calculates sewer charges based on your water usage, and you regenerate your softener by dumping 50 gallons every few days down the sewer, you're paying sewer charges on water you didn't actually use. Depending on your local sewer rates, this could be another $50 to $100 per year.
Filters with carbon have an entirely different media replacement calculation. If that big blue tank is filled with activated carbon media, expect to replace the entire media every two or three years—you aren't buying a cartridge here! The media is 1.5 cubic feet of carbon, costing anywhere from $150 to $300 to replace, and you likely want a professional to do the work unless you're comfortable disconnecting your plumbing and hauling 50-pound bags of carbon yourself.
Yet that carbon is working for you every single day. If it is removing chlorine from 100 gallons of water per day, then over three years that is equal to 180,000 gallons of water treated by a tiny $200 media replacement. Rough math would suggest you are effectively paying less than a tenth of a penny per treated gallon of water. Spend that $200 on maintenance, and suddenly it doesn't sound as painful as it did.
Sediment filters are the real bargain here. A good pleated sediment filter should run about $15 to $30 every 6 months to replace—these are cheap insurance for the expensive treatment equipment coming down the pipeline after it. I understand that most of us push the intervals of changing sediment filters to once a year. Nobody enjoys plumbing maintenance; we'd rather spend our Saturdays catching up on our Netflix shows rather than pulling out plumbing to change a filter.
However, sediment filters don't just stop working; they cause a pressure event that slows down the flow rate of your water treatment and makes everything else work harder while producing less result. You will see the drop in pressure at your showerhead long before you've thought of when you last changed that filter.
The true hidden cost is the one you haven't spent, your appliance replacement costs. For example, the installed cost of a new water heater can range from $1,200 to $2,500 and the lifespan of a water heater can be cut roughly in half by hard water, from 12-15 years down to 7-8 years – which translates to more than $1,500 in premature replacement costs that can be avoided by installing a $1,000 softener. All of your appliances, including dishwashers, washing machines, and even your fixtures will experience similar accelerated wear. When you think of the filtration system as preventative maintenance instead of an expensive upgrade, suddenly the economics change quite a bit.
The internet is full of confident proclamations that installing a whole-house system is "totally doable for any homeowner who has basic tools and skills." Having interviewed both DIY successes and DIY failures who ended up calling a plumber to bail them out, let me give you qualifications about this.
If you have the main water line made from copper, consider the question of soldering. Can you solder? Not "have you watched a YouTube video about soldering" but are you able to create a leak-proof joint on a pressurized line of water while squished under stairs or a cramped crawl space? There is a substantial difference between soldering a decorative piece of copper craft and soldering the pipe that supplies water to your entire house. If you manage to make one leak while soldering, it only is a matter of time before you end up with thousands in water damage.
While PEX and CPVC systems are less intensive on soldering, they are still not as forgiving for a novice installer. SharkBite-style push-to-connect fittings have made plumbing alterations easy in a way that would have been unbelievable only two decades ago. If your home was constructed or repiped over the past 10 years, then you likely could perform the installation with fittings like these, some basic wrenches, and a pipe cutter.
But, and this is important—there's got to be space. Most whole-house systems require approximately 24 inches of horizontal space in your line, in addition to some clearance above to remove the tank and for maintenance. If your main line comes through a wall and immediately shoots up to a second story, then without moving some pipes, there will be no install space. That task is not for DIY.
Then you have pressure considerations. Whole house systems create pressure drop—you can't escape it. Your forcing water through the filtration media, which means there is resistance. The correctly sized system will minimize this effect, but if your house is already at marginal water pressure (in the 40PSI or less range) then you will need to have a booster pump added to the installation. In general, that's not a DIY venture for most homeowners.
The most successful DIY installations I have personally witnessed from customers, included some commonalities: the homeowner had clear access to the main line, with at least six feet of height in a basement or garage. The homeowner had therefore planned to take a full weekend, rather than to rush it as some. They turned off the main, drained the lines, and did a complete dry fit of every component before making one permanent connection. They had a comprehensive design for where the bypass valves went because you must have the ability to isolate your system for routine maintenance while not losing water to the house. More importantly, they weren't afraid to call in a plumber if things went sideways (very important!).
Professional setup usually costs between $500 and $1,500 on average, depending on complexity and labor costs in your area. That would include addressing the things you don't normally think about like adding an outlet if you are servicing powered systems like a softener or UV purifier, as well as adding a drain line if your offering uses a softener to backwash, and supporting the weight of your tanks when filled with media and water, and also meeting local plumbing codes.
In fact, depending on where you live, some permits are required to modify your main water line and you would need an inspection. A licensed plumber should have that knowledge, a homeowner may not figure it out until they try to sell their home, and it is noted in an inspection.
My recommendation is that if you are comfortable, have enough time, set up where you want it to go is favorable, you can consider DIY for basic sediment-and-carbon setups. For your first softener installation, or any instance needing serious pipe rerouting, or anything more than simple filtration - bring in a pro!
The first night you wake up after your new system is up and running, you probably will wake up and notice nothing. You may even be disappointed with that experience. That is good and you want that. The best whole-house systems are going to be invisible in your daily life. But in about a week, you may start to see enough change in various areas that might be small, but that you'd enjoy and appreciate their positive impact.
Your morning shower will take a bit longer because you aren't trying to minimize the punishment of the hard water. You won't find yourself needing to apply that heavy lotion immediately after the bath, simply because your skin is not being stripped of moisture. Your coffee simply does taste cleaner, a difference you might attribute to a new bag of beans until the cleanliness hits you consistently. Your clothes come out of the dryer softer when you avoid static cling without the extremes of dryer sheets.
But there is a maintenance rhythm to learn, and this is where some people struggle. That sediment filter? It's not going to remind you when it is due to be replaced. You need a system, a calendar reminder, a note in your phone, or a sticker on the tank with the installation date. Six months goes by much faster than you think particularly when there is nothing obviously wrong. The insidious thing about a clogged sediment filter is the gradual pressure drop. You don't wake up one day and find you have no water pressure; it just slowly reduces enough time goes by, and you adapt to the new normal without noticing.
Carbon filters are more forgiving on timing, but they have a separate failure mode you should understand termed breakthrough. As activated carbon gets saturated, the carbon won't simply quit working, it will begin to release previously purified contaminants back into your water. This doesn't happen instantaneously and is as safe as can be to drink, but you effectively defeat the entire purpose of filtration get to that point.
Most manufacturers will give a gallon capacity rating (such as treats up to 800,000 gallons), and honestly who tracks water usage at such precision in their household? The easier method is to rely on the time-based recommendation: replace every 2 - 3 years for municipal water, replace every 1 - 2 years for well water (usually higher contaminant loads).
Water softeners have their own requirements to follow. Check salt levels every month. If your brine tank is low, your unit won't be able to regenerate properly, and your morning shower will remind you that your water is hard again. Some newer softener units have alerts for when your salt is low, or even alerts on an app (which seems a little over-the-top until you use the convenience). You will also want to clean your brine tank once a year—over time, your brine tank will develop a crusty layer of unused salt that hasn't fully dissolved, and as it builds up it affects performance.
Eventually, even the best systems will give you a problem, and knowing what to look for can save you a service call, or at least help catch a small problem before it becomes expensive.
The most common oversight is a sudden pressure loss. You will take the obvious first step: you need to check if someone simply closed the bypass valves, which are there to route around your filtration system. You can laugh at me, but I have had two separate friends call me panicked about their home system, and when we talked I found out that their spouse had shut the bypass valves down while messing with something else related to plumbing.
If your bypass valves are open, your sediment filter is the likely culprit. A sediment filter that is overdue for a replacement becomes so resistant that you will feel like your main line has plenty of pressure, but there is simply less flow through the system.
If the water from your home suddenly smells or tastes like chlorine even though it hasn't for months, generally suggests your carbon media is exhausted. A high level of chlorine could have the same effect due to changes in the municipal system or water chlorination levels. Water utilities can change significantly their chlorination levels as a result of water main maintenance, or water quality issues. Call the water utility to check if any treatment regimens have changed.
The following would only apply to softeners in need of specific attention. If you have hard water coming from your softener and your salt tank is at full, look at checking the softening system regeneration cycle first. Remember, most softeners do not rely on the amount of salt in the tank specifically, rather they are dependent on either total water volume used to regenerate, or a timer to go off and regenerate. If your household sized changed for any reason, you may want to double check the regeneration cycle to see if it needs changed. Household size changes for many reasons, children leave, children come home, unexpected guests, or a new, higher capacity wash machine, can be reason to see if regeneration may need to have a change to the frequency. Minor adjustments will still have to be done via control panel on your softener. Just a note, you'll want to refer back to the manual to make adjustments.
Sometimes there can be some strange ones that just stumps persons: the water feels slippery, and yet it is not soft water (i.e. your softener is technically setting it's sodium suck too high, or stuck on a specific valve the whole time in the regeneration cycle. In the instance, it does not feel clean when you rinse because the water feels slippery, and you don't rinse the soap.) In this case, don't try to fix yourself. If you can't tell, don't try to fix it. Even in this case, do you need a professional repair man to fix the unit not working. This example would be like a leak in that it will need professional help.
Although leak from any quality installation systems are thankfully exceptionally rare, when they do require immediate resolution non the less. A very, very slow drip coming from a connection point may often just need an incredibly gentle tightening of that connection. Be careful! Do not overtighten plastic connection fittings, or you may crack the fittings that need addressing. If tightening the faucet connection does not give you the expected result, it is likely that you have a defective O-ring or washer. Unfortunately, this means you'll have to turn the water off and disassemble that connection. You should keep a repair kit with spare O-rings that fit your system, as they are cheap insurance compared to a hurried trip to the hardware store while neurosis waits and water continues to drip.
There is an interesting tension here worth recognizing. Whole-house water treatment gives you a way to avoid buying bottled water, which is 100% positive for the environment. Americans purchase 15 billion gallons of bottled water annually, which culminates into tons of plastic waste. If your municipal water tastes good and you can trust it because you think you have filtered it well enough, you are far less likely to grab that plastic water bottle.
Alas, water treatment systems are not environmentally neutral and there are trade-offs. Softeners backwash salty water into the sewer system. In areas that rely on freshwater treatment plants, this increases the salinity of treated water which is pollutive to freshwater ecosystems when that saltwater is discharged into lakes, rivers, or streams. In fact, in some regions—southern California communities, for example—there are local law constraints or even local laws banning or restricting traditional salt water softeners for this reason.
The only alternative is to go with a salt free water conditioner, technically speaking however it is incorrectly termed as a softener. These systems do not eliminate calcium and magnesium. Rather, they rely on some technology or the other (for example, template-assisted crystallization) to alter the arrangement of mineral crystals so that they are less likely to adhere to a surface as easily. You won't experience that slippery sensation of truly soft water, and you'll still see some mineral accumulation over time, but it will be significantly less than regular untreated hard water. For an environmentally responsible homeowner in an area of moderately hard water, this is a reasonable compromise.
Furthermore, carbon filters will eventually need to be disposed of. Used activated carbon may be able to be industrially regenerated in some cases, but that is typically not practical from a residential perspective (most used carbon ends up in a landfill). Realistically considering that this one carbon filter replaces thousands of individual packaged filters or containers of bottled water, the net environmental impact is overwhelmingly favorably in favor of the whole-house system.
Our ultimate choice may depend on what specific issue we are attempting to solve with water. If we are generally dealing with taste and sediment due to chlorine utilization, a simple two-stage sediment and carbon filter generates little waste and maximizes benefit. On the other hand, if our water has dangerous levels of nitrates or arsenic, the waste from an RO system may be justified by the safety it provides. Context is deeply important.
So after all this information, how do you make an actual decision? Let me share an example of the decision-making process, using my cousin as an example in suburban Philadelphia.
She purchased a split-level from the 1960s, with copper plumbing. The city water report shows standard chlorine treatment, moderate hardness (7 grains per gallon), and compliant levels of all other contaminants. She had specific complaints: itchy skin after showering, soap scum on the glass shower doors that needed to be scrubbed weekly, and a faint chlorine smell in the drinking water. The water test indicated no contaminants, but confirmed the hardness, and elevated chlorine levels. Her usage was two adults, two kids, approximately 80 gallons per day. Their budget was $3,000 maximum, preferably less.
Which led to our ultimate solution: a two-stage system with a sediment pre-filter and a 1.5 cubic foot carbon tank along with a 48,000 grain softener. The total with professional installation was $2,400. It was a good decision because she didn't require exotic contaminant removal just solid water treatment.
Quite a different experience for my buddy in rural New Hampshire. Private well, water test showed 3 ppm iron, occasional sediment, hardness at 12 grains per gallon, with a faint hydrogen sulfide smell. He was looking at a sediment filter, iron filter with air injection, carbon filter for the sulfide smell and in addition a softener. And we wanted to reckon the upgrades on the well pressure tank to help maintain flow through all that new pipe. All in, his solution was worth $5,200 installed. The bottom line, as water generally gets more complicated the solution needs to be as well.
The framework is simple—start with testing, match the technology to the problems not the other way around, size for your actual use not some theoretical max, plan on maintenance costs not just the purchase, and be honest about your ability to do it yourself and how much time you have.
Water treatment is not an exciting business. Water treatment is not an activity that will likely provide you a life altering transformation in obvious, sensational ways. Water treatment is exciting in that it is one of those background improvement services that just slightly makes everything better consistently every day. Future you will thank you—softer skin, cleaner dishes, longer-lasting appliances, etc.—all because you 'paid attention to the output of that building supply you opened'.